Savings | Certificates | IRA Plans | IRA Certificates | Loans | Miscellaneous | Glossary of Terms LOANS SECTION 1 | SECTION 2 | SECTION 3 New and Used Autos, Trucks, Boats, RV's and Motorcycles | Purchase Loans | First Mortgage | Second Mortgage | Other Home Loans | Home Improvement | Home Owner Unsecured | Home Equity Simplified (No Loan to Value) | Home Equity (90%) | Home Equity Special (100%) Other Home Loans Under our regular Home Equity/Second Mortgage loans, the credit union will loan up to 80% of the appraised value less the balance of your first mortgage. Not everyone has enough equity to qualify for this type of loan. Not to worry, we still may have the loan to fit your needs. Cincinnati Postal Employees Credit Union offers other "homeowner programs". These are titled "Insured Closed-End Homeowner Loan Programs". There are five available loan types each having different criteria. Home Improvement Home Owner Unsecured Home Equity Simplified (No Loan to Value) Home Equity (90%) Home Equity Special (100%) An appraisal may be required on certain loans.

By member choice accounts are insured by ASI for up to $250,000. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

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